GOVERNMENT LOANS

You can apply for an SSS Salary and Calamity Loan online through your My.SSS account.

2. Who can apply for an SSS Salary Loan?

You are eligible to apply if you:

• Are an active SSS member;

• Have at least 36 posted monthly contributions (for a one-month loan) or 72 posted contributions (for a two-month loan);

• Have six (6) posted contributions within the last 12 months before applying;

• Have not been granted final benefits (such as retirement or total permanent disability); and

• Have an employer who is updated in remitting SSS contributions (for employed members).

Once approved, your loan amount will be credited to your registered bank account or UMID-ATM card.

4. How to file for Pag-IBIG Loan?

You can apply for a Pag-IBIG Multi-purpose, Housing and Calamity Loan online through the Virtual Pag-IBIG website.

5. Who can apply for a Pag-IBIG Loan?

You are eligible to apply if you:

• Are an active Pag-IBIG Fund member with at least 24 monthly contributions;

• Have made at least one (1) contribution within the last six (6) months before filing;

• Have no default on any existing Pag-IBIG loan; and

• Can provide sufficient proof of income (e.g., payslip or Certificate of Employment).

6. How will I receive the loan proceeds?

Loan proceeds are released through your registered bank account, cash card, or check, depending on your chosen disbursement method.